Get paid the way Ghana pays.

Take MoMo, cards and more in one place. Pay your staff and suppliers from the same balance, and always know where your money is.

Try everything in test mode first, then go live once your business is approved.

A man in a red hoodie smiling and pointing at the phone in his hand.

Watch a payment land.

Pick a payment method. Your customer pays, your balance goes up, and they get a receipt.

Your customer pays by

Money comes in. Money goes out. You see all of it.

All your payments land in one balance. Pay anyone from it, and see every cedi.

  1. Money in

    Get paid

    • Payment links for WhatsApp and Instagram
    • Checkout for your website
    • A dial code for customers without data
    • Your own online shop and event tickets
    • Mobile money, cards and stablecoins
  2. Your StarPay balance

    One balance

    See every payment the moment it lands, with a receipt for each one. Download a statement for your accountant anytime.

  3. Money out

    Pay anyone

    • Any MoMo wallet or bank account in Ghana
    • Your whole team's salaries in one go
    • Airtime, data, ECG, DSTV and water bills

Customers can pay from any phone.

Print your poster, stick it by the till, and customers pay by dialling a short code. No smartphone, no data, no app.

Pay the whole team on Friday.

Upload your payroll, a second teammate approves it, and everyone gets paid. No queues at the bank, no cash envelopes.

One dashboard. Every role covered.

Your balance, every payment and every receipt in one place. Give each teammate a role, so they can do their job and nothing more.

  • Finance

    Payouts, settlement accounts and exports.

  • Developer

    API keys, webhooks and payment links.

  • Operations

    Orders, payment links and subscriptions.

Built for developers, too.

Add StarPay to your website or app with one simple API, and try everything in test mode before you go live.

  • Payments, payouts and bills through one API
  • A webhook to your server when a payment lands
  • Clear docs, with examples you can copy
Take a MoMo payment
POST /api/v1/charges
Authorization: Bearer sk_test_…
Idempotency-Key: 3f2b8c1e-…

{
  "amount": 25000,
  "currency": "GHS",
  "channel": "momo",
  "msisdn": "0241234567"
}
Amounts are in pesewas: 25000 is GHS 250.00.

More ways to sell.
More reasons to get paid.

  • A woman in a print dress smiling and pointing at herself.

    Storefronts

    Sell from your own StarPay store, and list it on StarPay Market to reach more buyers.

  • A man in a red sweater laughing at his phone.

    QR tickets

    Sell event tickets that scan once at the door. No printouts, no fakes.

  • A man smiling and pointing at the phone in his hand.

    Payment links

    Drop a link in WhatsApp, SMS or anywhere, and get paid before the chat scrolls.

  • A bearded man in a blue shirt, laughing.

    Subscriptions

    Bill weekly or monthly, automatically: gyms, schools, clubs and societies.

Fundraisers and susu groups

Run a fundraiser or a susu savings group from your dashboard, with every contribution on record.

Moving serious volume? Bring it.

Volume pricing, dedicated support and reports your finance team can use. If you move money for others, talk to us.

  • Volume pricing

    Rates that scale down as your volume scales up.

  • Dedicated support

    A team that knows your setup.

  • Risk controls

    Locked-down access, team roles and approval steps.

  • Reports for finance teams

    Statements and exports your finance systems can read.

Payments in 11 African countries.

Collect and pay out in each country's own currency, on the mobile money wallets and bank accounts people already use.

  • Ghana HomeMTN MoMo, Telecel Cash, AT Money, cards and bank accounts
  • CameroonMTN MoMo and Orange Money
  • Côte d'IvoireOrange Money, MTN MoMo, Moov Money and Wave
  • DR CongoM-Pesa, Airtel Money and Orange Money
  • KenyaM-Pesa, Airtel Money, Equitel, T-Kash and payouts to banks
  • NigeriaBank transfers in and payouts to banks
  • Republic of the CongoMobile money
  • TanzaniaM-Pesa, Airtel Money and Tigo Pesa
  • The GambiaQMoney, Afrimoney and Wave
  • UgandaMTN MoMo and Airtel Money
  • ZambiaMTN MoMo, Airtel Money and Zamtel

Start collecting this week.

Open your account today, or try everything for free in test mode first.

A man smiling and pointing up with both hands.