Collect payments. Pay anyone. All in one place.
Take mobile money, card and bank payments from your customers. Send money to any wallet or bank account. Sell online, pay bills, and see every cedi in one simple dashboard — all from one StarPay account.
Payments, commerce and the everyday app — live across Ghana.
The payment methods Ghana already uses
MTN MoMo
Telecel Cash
AT Money
Mastercard
Every major bank
All your money,
in one place.
StarPay unifies cards, mobile money, bank transfers, commerce and event ticketing into one operating layer. Merchants get a live dashboard. Developers get one API. Finance gets the visibility to track every movement without chasing providers, portals or spreadsheets.
MoMo, Card, bank transfers, payment link, QR, storefront, ticket, subscription,
One secured API to collect payments, pay out, sell tickets, crowdfunding sell and track your money — no more juggling five different apps.
Balances, settlements, transactions, fraud signals and team access in one merchant dashboard.
No end-of-day counting, no month-end surprises. Your balance, fees and payouts are always up to date.
Your finance team gets a dashboard.
Developers get an API.
One StarPay account gives your whole team what they need. See your balance, payments and settlements, and control who can do what. Developers get simple APIs, test keys and webhooks to add StarPay to your website or app in days.
- See balances in real time
- Track settlements & payouts
- Match every payment to its receipt
- Manage team access
- Create collections & transfers
- Test in an isolated sandbox
- Receive signed webhooks
- Retry safely with idempotency
Sell online. Fundraise together.
For sellers
Open an online store, list your products and services, and sell tickets with QR codes that scan at the gate. Share a payment link in any chat — WhatsApp, Instagram, anywhere — and bill regular customers automatically. Every sale lands in your StarPay balance.
For communities
Money in Ghana has always been a group effort. Run fundraisers, group contributions, dues and savings circles (susu) — everyone pays in by wallet, MoMo or card, and every member can see exactly what came in and what went out. Because trust is easier when everyone can check the numbers.
New roof for Osu Presby School
Community campaign · Osu, Accra
Your whole money life,
in your pocket.
Send money to any wallet or bank. Pay for light, water and TV in a tap. Buy airtime and data on every network. Grab event tickets, shop from local stores, back a campaign — and tap to pay with NFC. Locked with your fingerprint or PIN.
One app for payday and every day.
Free to download — coming soon to iOS & Android.
Good morning, Kofi ✦
GHS 1,240.50
TAP TO PAY
YOUR TICKET
Airtime before the trotro
Top up any network in two taps.
Waakye, paid by QR
Scan the seller's code. Done before the queue moves.
ECG bill, no queue
Light, water and TV — confirmed with your PIN.
The wedding fund
Contribute to the circle. Everyone sees the log.
Trusted from the market stall to the boardroom.
Real Ghanaian businesses and people, in their own words.
I share one payment link in my status and the money lands with the receipt already made. Evening balancing takes five minutes now, not an hour.
Adjoa B.Boutique owner · OsuECG, DSTV, my mum's airtime — sorted in traffic before the light turns green. I haven't queued to pay a bill all year.
Yaw D.Rideshare driver · TemaWe integrated collections in a week. The sandbox behaves exactly like production, and the settlement reports reconcile themselves.
Maame S.CTO, lending startup · Airport CityMy chop bar takes QR now. Nobody argues over change, and I see the whole day's sales before I close the kitchen.
Grace A.Chop bar owner · MadinaOur susu circle runs through the app — every contribution logged, every payout visible. The log ended the arguments at meetings.
Kofi T.Susu treasurer · KasoaInstagram orders, payment link in the DM, courier paid from the same balance. Friday drops used to be chaos; now it's clicks.
Kwesi O.Online thrift seller · KaneshieYour money is safe,
and every payment is tracked.
Bank-grade security, and a record of every cedi that moves.
Every payment tracked
Every transaction is recorded and checked automatically, so your money is never "somewhere in between."
Fraud protection built in
We watch every transaction for fraud and risk, so you don't have to.
Layers of security
Two-factor login, PIN and fingerprint confirmation, and IP restrictions for business APIs.
Verified customers only
ID checks (KYC) keep bad actors out.
Always-on payments
If one payment provider has an outage, we switch to a backup automatically — so your customers can always pay.
Licensed & regulated
Our services run under Bank of Ghana and SEC authorisation. We don't cut corners with your money.
Ready to move?
For your business
Collect payments, pay out, and see all your money in one place.
Start Accepting PaymentsBuilding something? Start in the sandbox →