Get the app

Send. Pay. Shop.
All in one app.

Everyday money, made simple for life in Africa.

Download on theApp Store Get it onGoogle Play
StarPay for Business
A man celebrating, both fists in the air.
MTN MoMo Telecel Cash AT Money VISA Mastercard Every major bank

Everything you need,
one tap away.

  • A woman smiling, one hand held out.

    Send money

    To any mobile wallet or bank account.

  • A man in glasses smiling at his phone.

    Pay bills

    Light, water, TV, airtime and data.

  • A woman in a print dress laughing as she takes a selfie.

    Shop and go out

    Local stores and event tickets.

  • Two women laughing together against a yellow wall.

    Save together

    Join your susu and save automatically.

The StarPay app's home screen: the wallet balance, Top Up, Send and Trade, bills, and recent activity.

Ready in three steps.

  1. 1

    Get the app

    On iPhone and Android.

  2. 2

    Verify your ID

    With your ID Card.

  3. 3

    You're ready

    Send, pay and shop right away.

Download on theApp Store Get it onGoogle Play

More from StarPay.

StarPay for Business

Take payments and pay your team.

StarPay Market

Shop independent stores.

StarPay Trading

Buy and sell stablecoins for cedis.

StarPay API

Add payments to your website or app.

Safe by design.

  • Locked to you

    Your PIN approves every payment you make.

  • Charged once

    A retried payment is only ever charged once.

  • Licensed and regulated

    Our services run under Bank of Ghana and SEC authorisation.

Payments in 11 African countries.

Collect and pay out in each country's own currency, on the mobile money wallets and bank accounts people already use.

  • Ghana HomeMTN MoMo, Telecel Cash, AT Money, cards and bank accounts
  • CameroonMTN MoMo and Orange Money
  • Côte d'IvoireOrange Money, MTN MoMo, Moov Money and Wave
  • DR CongoM-Pesa, Airtel Money and Orange Money
  • KenyaM-Pesa, Airtel Money, Equitel, T-Kash and payouts to banks
  • NigeriaBank transfers in and payouts to banks
  • Republic of the CongoMobile money
  • TanzaniaM-Pesa, Airtel Money and Tigo Pesa
  • The GambiaQMoney, Afrimoney and Wave
  • UgandaMTN MoMo and Airtel Money
  • ZambiaMTN MoMo, Airtel Money and Zamtel

Making Life Flow

Your money, wherever life takes you.

Download on theApp Store Get it onGoogle Play

Running a business? Open a business account

A man smiling and pointing up with both hands.